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Youngstown Chapter 13 Bankruptcy Attorney

Chapter 13 is classified as a reorganization bankruptcy, as opposed to a Chapter 7, which is classified as a liquidation bankruptcy. In Chapter 7, you are required to give any nonexempt property that you have in exchange for most of your debts being discharged. Unlike this liquidation process, during a Chapter 13 bankruptcy, you will not have to give up any property. Instead, you will be required to make a structured repayment plan to show how you will use your income to pay off your debts over time, typically three to five years.

Canfield Debt Settlement Lawyer

At DeSanto Law Firm we assist people living in and around Youngstown, Canfield, Boardman and Austintown, Ohio with a variety of legal matters including Chapter 7 and Chapter 13 bankruptcy. We also handle family law, as well as estate planning, including probate and wills. We work to make the legal process as easy as possible for our clients by being accessible to them. We provide quality service and don't cut corners. If you are buried in debt and want to find a way out, contact us online or by calling 330-702-8800 today to arrange a meeting.

As with a Chapter 7 the debtor will have a meeting with the Chapter 13 trustee approximately four weeks after the petition is filed. If the plan is proposed in good faith, the debtor has paid an amount which is at least that of which creditors would receive if the debtor's assets were liquidated in a Chapter 7 proceeding and the debtor has provided all of his or her disposable income toward the plan, the plan is then confirmed by the court. The debtor will receive a discharge of his/her debts once he or she has completed all the payments required under the confirmed plan.

Contact an Ohio Bankruptcy Attorney Today

A bankruptcy will generally remain on your credit for up to ten years however many people recover from bankruptcy within three years. At DeSanto Law Firm we know that there is a light at the end of the tunnel for people struggling with debt. We can help guide you through the process. If you think Chapter 13 bankruptcy may be right for you, contact DeSanto Law Firm online or by calling 330-702-8800.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Office Location

DeSanto Law Firm
3731 Boardman Canfield Road, Suite D
Canfield, OH 44406
Map and Directions

Local: 330-702-8800
Fax: 330-702-8825